People who've never been poor don't get this. "Just learn to budget!" fuck off. I've had good jobs where saving was easy, & even with shitty jobs i could save *some*. These days, on government disability, not only can i *not* save anything, but every irregular expense sets me a little further back.

April 09, 2026 - 22:59 UTC

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And everything is so much more expensive when you can’t afford to buy in bulk, or to spring for the version of the Big Purchase that will actually last.
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I spent a (thankfully brief) period of my life on assistance. I had many years after that in minimum wage jobs where I could only save a little. On minimum wage if I was careful I could get the better pair of winter boots once every 3 years instead of the cheap shitty ones every year. A luxury.
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The idea that somehow a budget can be made to function when the income column is less than the expenses column is wild.
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The cheques come once a month, towards the end of the month, & usually by the tenth it's more than half gone already. Everything keeps getting more expensive. I just looked & i have 3 mortgage payments this month because they happen every week
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i hate to whine about poverty because i "own a house" but technically, the BANK owns my house. I'm just renting from the bank. All the maintenance is up to me. I'm very lucky cuz i was able to buy b4 housing prices really went bonkers, but i used all of my "retirement" savings on the down payment...
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There needs to be a whole lesson on why WEEKLY anything (paycheques, rent) is actually better for budgeting that once or twice a month.

The time I was able to save the most was when I had weekly regular contract cheques. I didn’t overspend in whatever version of time-blindness is related to funds
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