No one's living on the moon, really. It's certainly not going to be covered in space mansions. The moon is an inhospitable wasteland bombarded with radiation and lacking even the most basic life-sustaining resources — imagine your most threadbare grocery shopping schedule magnified a trillionfold.
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And then imagine that if you didn't keep your home at 100% cleanliness and efficiency, your internal organs would explode. Imagine that in the event of an emergency, it would take months for help to arrive.

The moon is not going to be a luxury resort. Not in our lifetime, and not anytime soon.
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