The "death panels" refer to US health insurance scams that have mandatory subscriptions, minimum down payments and deny claims by nature, an anti-life death pannel. No jokes, no hypothetical at all there. But point taken!
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When a company takes your money, but lets you die by pannel, that's called a death pannel. It also costs the both US consumers and the government more than any other real health care system in the world, per capital or in total. Go figure! It makes no sense but to their lawyers and customers.
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