I could see that but then you’re also cheating yourself out of credit card points and building a better credit score. Also means you have enough cash out that it’s not sitting in a bank earning interest or investing. Just hurting your own future there. :( Maybe you have enough money for both though!

February 28, 2025 - 08:00 UTC

4
0
2
The retailers pay fees to the credit card companies - that inflates prices. Points are a trick to keep people locked in. When current accounts don't pay interest use a debit card.
2
0
3
Happily, my current account pays interest.
1
0
1
Wouldn’t that mean you’re still paying the inflated price without getting the expected return in points? Which is overall a worse deal for you. The price will still be inflated. But to another responder’s good point, you do save the business having to pay fees on your payment.
1
0
0
No gain without pain… you’ve got to ask yourself, is it better to sacrifice a little now or sacrifice the entire future? Because if people don’t fight now against the corporate greed and stealing workers money by oligarchs, the future is unfreedom and dystopia.
0
0
2
It means the small business I’m supporting doesn’t have to pay fees and I #SupportLocal
1
0
4
That’s a good point!
0
0
1
I hear you. There are plenty of transactions that warrant a card (high value items, things that would benefit from buyer protection etc) but just keeping the card as a backup for those purchases works for me. And I get it: I'm lucky.
0
0
3