known bug:
jeffpar.github.io/kbarchive/kb/137/Q137816/
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in MS-DOS 2.0 format, you can see that they reset the calculated system size if the the system fails to transfer
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2.0 FORMAT also independently tracks bad sectors as it goes so this sort of bug wouldn't happen.

whereas this version of format has to be calculating it simply from the total available size and space taken by system. whoever rewrote it got lazy!
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